Funding 1,200+ businesses across the U.S.

Working capital
that takes flight.

Apply in 4 minutes. Get approved in hours. Receive funds the same day. Up to $5,000,000 in flexible cash advances — no collateral, no equity, no nonsense.

$1.2B+Funded since 2018
4 hrsAverage funding time
92%Approval rate
4.9★On Trustpilot
0+
Businesses funded
$5M
Maximum advance
24h
Same-day funding
50
States served
Our products

Capital, in every shape your business needs.

Whether you're stocking inventory, hiring, expanding, or bridging a slow season — we have funding built for the way real businesses run.

Up to
$2,000,000

Merchant Cash Advance

A lump sum of capital today, repaid as a small fixed percentage of your daily sales.

  • Approval in hours
  • No collateral required
  • Flexible daily payments
  • FICO 500+ accepted
Up to
$500,000

Business Line of Credit

Draw what you need, when you need it. Pay interest only on what you use — like a lifeline that's always ready.

  • Revolving credit facility
  • Funds in 24 hours
  • Build business credit
  • No prepayment penalty
Up to
$5,000,000

Term Loan

Larger funding for major moves — equipment, expansion, acquisitions. Predictable monthly payments, longer terms.

  • 3 to 60 month terms
  • Competitive fixed rates
  • Used for any purpose
  • Soft credit pull to apply
How it works

Three steps. One flight.

No paper stacks. No bank visits. No interviewing your great-aunt about your business model. Just capital, fast.

01 — APPLY

4-minute application

Tell us a bit about your business and connect 3 months of bank statements. No paperwork — no fax machines were harmed in the making of Dove Capital.

02 — REVIEW

Hours, not weeks

Our underwriters and machine-learning models review your application in real time. You'll get a custom offer with multiple terms — pick the one that fits.

03 — FLY

Same-day funding

E-sign, and funds wire to your account — often within hours. Then you go run your business and we cheer from the sidelines.

Why Dove

Built for the way real businesses run.

We've been on your side of the desk. So we built the funding partner we wished we'd had — fast, transparent, and human.

  • Speed obsessed

    From application to wire in under 24 hours. Often under 4.

  • Transparent terms

    You see total cost up front. No surprise fees, no fine-print sleight of hand.

  • Real humans

    Direct line to a dedicated funding advisor. No scripts, no hold music symphony.

  • Soft credit pull

    Checking your offer doesn't ding your credit. Promise.

Stories

Owners we've backed.

From corner shops to multi-location operations, here's what funding with Dove sounds like.

★★★★★

"We needed inventory for a Q4 push. Dove had wires in our account before lunch. Saved our holiday season."

MR
Maya ReyesOwner — Alma Boutique, Austin TX
★★★★★

"Bank told me to come back in 6 weeks. Dove approved me in 90 minutes. Different planet."

DP
Darnell PriceOwner — Northbay Auto, Oakland CA
★★★★★

"Renewed three times. The team actually knows my business by name. Feels like a partner, not a lender."

JK
Jenna KowalskiCEO — Bramble & Vine Co., Denver CO
FAQ

The fine print, but readable.

A U.S.-based business with at least 6 months of operating history, $15K+ in monthly revenue, and a business bank account. That's it.
No. We use a soft credit pull to generate your offer. Your score isn't impacted unless you accept and we run a final check.
Most clients see funds the same day they sign — often within 4 hours of approval.
Anything that grows your business — inventory, payroll, equipment, marketing, expansion, refinancing existing debt. (Maybe not a private island. But maybe.)
We look at the health of your business, not just your FICO. Most products approve down to a 500 score. Talk to us — we've seen everything.
Apply

Let's get your offer.

4 minutes. Soft credit pull. No commitment. You'll see your real terms before you decide anything.

By submitting, you agree to our terms and consent to a soft credit inquiry.